Nobody wants to lose their house. Foreclosure can be devastating to your credit. It can also lead to the bank filing a deficiency judgment against you and garnishing your wages in order to collect unpaid debt for you loan.
We are licensed Realtors® and "certified short sale specialists" that help people avoid foreclosure. We will review your situation and help you determine what might be best for you. If you qualify for a loan modification then we can help you save your home. If you do not qualify for a loan modification then we can help you with selling your home. Either way we can help lift much of the financial burden off your shoulders, Avoid Foreclosure, and save your credit. We work in Wheaton IL and surrounding communities.
HAFA stands for Home Affordable Foreclosure Alternative. Many homeowners may feel that they can no longer afford their home, but want to avoid the negative effects of foreclosure. The Home Affordable Foreclosure Alternatives Program offers homeowners $3,000 to help transition to more affordable housing when they complete a short sale or deed-in-lieu of foreclosure.
A Short Sale Can help you prevent bankruptcy. If your home is really your only debt, a Short Sale can help you eliminate that debt and avoid bankruptcy. If you have other debts and are still thinking bankruptcy is best for you, a Short Sale before or after bankruptcy can help you avoid having a bankruptcy AND a foreclosure on your credit. Bankruptcy is bad for your credit, but a Foreclosure can be even worse. A Short Sale can at least help you avoid the foreclosure and for some of you avoid Bankruptcy as well. A Short sale will help you recover faster and allow you to purchase your next home sooner.
Please forward your contact information to Email: lora@freeshortsalehelp.com Include your name and phone number and questions you have and we will answer your questions as soon as possible.